Green Monarch offers expert advice on reverse mortgages in Capistrano Beach Ca! We are a local, family owned & operated, reverse mortgage company in Orange County, offering personalized service. Our reverse mortgage lenders can educate you on your options, giving you the knowledge to make the best possible financial decisions for you and your family.
Why choose us as your Reverse Mortgage lender in Capistrano Beach?
Our mission at Green Monarch is to continuously strive to be your best option for a reverse mortgages in Capistrano Beach CA. We take the time to get to know our customers and give them the knowledge to make the best financial decisions for their families. Because we are a smaller family operated company without a massive overhead like big banks and branches, we are able to provide our customers with the best rates in the industry while also providing a personalized, hassle-free experience through the entire process.
Whether you are just learning about reverse mortgages in Capistrano Beach or looking into refinancing a current loan for better rates, we are here to help! You can speak with a reverse mortgage specialist by calling us at 800-345-2041 to speak to one of our friendly loan specialists or you may schedule a complimentary, no obligation consultation through this link.
Your Retirement Equity Planning
Transforming your retirement from good to great is only a phone call away!
In today’s world things just seem to keep getting more and more expensive! Gone are the days when social security or a pension was enough money to retire on alone. Nowadays, people need to develop strategic plans for the years to come and many are considering converting their financial resources into a stream of income.
With a reverse mortgage a homeowner can utilize their housing wealth to provide an additional stream of income while still living in their home!
Let us at Green Monarch help you learn more about the intriguing world of a Reverse Mortgage and discover if it can be your solution for a comfortable future!
Find the Best Financial Solution for You by Comparing ALL of Your Options!
Home owners 62+ may qualify for a Capistrano Beach reverse mortgage loan. A home equity loan allows seniors with enough equity in their homes to apply for an additional stream of income without monthly mortgage payments. A Capistrano Beach reverse mortgage loan is an option people can take advantage of to achieve some financial flexibility in retirement.
How The Process Works
1. Education / Learn Your Options
Our reverse mortgage specialists take time to educate you on your Capistrano Beach reverse mortgage options and assess your specific financial needs. We will go over the pros and cons of all your options and any costs related to getting your loan.
2. Third-Party Counseling
Government requires all reverse mortgage applicants in Capistrano Beach to receive a quick, 30 minute HUD approved counseling session. This counseling only takes about 30 minutes and is done by a third party agency.
3. Application Process
After counseling, we will schedule a meet-up to go over your loan application and help you acquire your required documents.
4. Funding
Once your Reverse Mortgage application is completed you will receive your money in the payment arrangement you have chosen.
Frequently Asked Questions
A reverse mortgage loan can be a financial solution which can add financial flexibility in retirement. When you get a Capistrano Beach Reverse Mortgage, using equity you have on your home, you can choose the best program to meet your needs and improve your lifestyle.
Yes, you can get money out on a reverse mortgage. The amount of cash that you can get is generally determined by the amount of equity you have in your home and the age you are at.
When you figure in all of the different programs and options from those programs, there are over 50 types of reverse mortgages in California.
Yes, a reverse mortgage can be refinanced in Capistrano Beach just like anywhere else in California. You have the optiion to refinance you loan with any lender you choose as well. The benefit of refinancing a reverse mortgage in Capistrano Beach with Green Monarch, is that we have access to all of the different programs to find the best match for yopur specific needs and can provide the lowest rates possible.
Could a Reverse Mortgage in Capistrano Beach work for you?
The best way to calculate a reverse mortgage in Capistrano Beach is to understand thoroughly the numbers and how it can benefit you best.
People are living longer in retirement than ever before. Retirement is often measured in decades, not years. Millions of people each year reach retirement age in our country and with most people’s net worth tied up in their mortgage, many people contemplate a home mortgage payment as a solution to getting the most out of their retirement.
The reverse mortgage calculator for Capistrano Beach, CA, has been overly promoted in the lending industry. We have found that reverse mortgage calculators are nothing more than lead generators for lenders. Unfortunately for homeowners, a reverse mortgage calculator can do more harm than good. There are 50 different reverse mortgage options in California, which are all available for homeowners in Capistrano Beach. If you are interested in learning more we have posted an in depth article on our website, from the owner of Green Monarch, about why the reverse mortgage calculator does not work.
Besides the fact that there are 50+ different reverse mortgages in California, there are also other reasons a calculator won't be able to estimate your real costs. Everyone's situation is unique and every individual's financial needs are different. So in reality, the only way to ensure you're getting into the best program, is to have an actual conversation with a lender who actually cares about making sure your needs are met with the absolute best option available and at the best rates. We at Green Monarch take great pride in getting to know our clients and making sure we get the exact reverse mortgage program to fit their needs.
If you would like to schedule 100% complimentary
reverse mortgage personalized consultation, it would be our pleasure to speak with you. We really enjoy speaking to potential clients because we know that the personalized attention we offer gives homeowners looking into reverse mortgages the best results. We often hear clients tell us afterwards that speaking to us was the best decision they made because they were completely unaware of how many options were available to them. People have also told us often that learning about all the benefits of a
reverse mortgage was a real eye opener! You can schedule your own no-obligation
consultation online or can simply give us a call at
800-345-2041.
Did you know you can
refinance a reverse mortgage in Capistrano Beach CA with zero closing costs? We at Green Monarch are not a big, a big bank, or a large mortgage company that has huge overhead. Because of this we have are able to offer the best reverse mortgage rates in Orange County with no out of pocket costs.
As a
reverse mortgage lending company in Orange County CA, we have the advantage of being able to access all of the reverse mortgage programs in California. Many lenders only offer programs that are available under their corporate structure. Many homeowners can become unaware of programs that could save them a lot of money because their lenders never made them aware of those programs. We at Green Monarch are proud to say that we will inform every potential client of ALL of their options, educate and guide them so they can make the best financial decision available for themselves.
Most of the time, a loan can be structured so there will be no out of pocket expense, no hidden fees and no closing costs to refinance a reverse mortgage in Capistrano Beach California. And if you tell us you would like to refinance your reverse mortgage to pull out some money, we will do our best to find the best program to help accommodate that for you as well. We also offer refinancing for jumbo reverse mortgages in Capistrano Beach.
If your would like to learn more and discover what programs are available for you in Capistrano Beach, please give us a call at 800-345-2041 and we would be happy to assist you. We will go over any questions you having regarding refinancing and go over your options.
If you are looking for the best jumbo reverse mortgage lender to refinance your loan in Capistrano Beach CA, look no further.
Green Monarch is a fully licensed and qualified California jumbo reverse mortgage lending company.
Give us a call today to learn about your options.
With jumbo reverse mortgage loans you are not required to make monthly mortgage payments. All money received is always tax-free! Let your home equity wealth help you create financial freedom.
You can refinance your Jumbo reverse Mortgage in Capistrano Beach with any reverse mortgage lender. But with Green Monarch you can have access to every California jumbo reverse refinancing program available and we'll be able to offer the lowest rates, with zero closing costs! Call us to see for yourself why we are so confident that you will choose us over other lenders. Our ability to not only get you the best rates on the best programs, along with our personalized service, with care and respect, makes us stand out in the industry. We truly believe you will not find any other lender who will have more passion and commitment to researching the best available jumbo program for your needs. Bottom line... no one will work harder than us to get you the best jumbo reverse mortgage loan in Capistrano Beach, the OC or anywhere in California.
Solutions that work, with a team that cares!
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California Department of Real Estate, Real Estate Broker #02126127 – NMLS# 2026203
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