“California Screaming” - A Senior’s Guide to Living in California!

Thinking of retiring in the Golden State? Then you will need lots of Gold to stay here! We all love California for many reasons, but mostly it’s bugless nice weather, Prop 13 tax protection and beaches keep us here.

Bank Denials Are All Too Common These Days

In an effort to shed light on the challenges faced by seniors and homeowners seeking financial assistance through the Home Equity Line of Credit (HELOC), Dave Bancroft, the owner of Green Monarch, shares a personal journey that led to being denied a Line of Credit.

Seniors Struggle as Credit Crunch Denies Access to Loans - Green Monarch Offers Lifeline

The current Credit Crunch is having a significant impact on seniors nationwide, as banks tighten their lending standards, making it increasingly difficult for them to access loans. This situation has left aging Americans in a state of distress and financial vulnerability.

Okay, Tell Me Why Everyone Doesn't Use A Reverse Mortgage This Way

The Home Equity Conversion Mortgage, or HECM for short, comes in various flavors.

The HECM Mortgage Is Controversial?

Well It Shouldn't Be!

I can no longer count the number of articles presenting the HECM mortgage program as being somehow "controversial."

How I Fell In Love With A Reverse Mortgage

I have absolutely fallen in love with the reverse mortgage, at least the HECM reverse mortgage... the one regulated by HUD and insured by the FHA.