Green Monarch is dedicated to providing the best personalized advice about a reverse mortgage Laguna Beach in the industry. We are a local, smaller, boutique-style, family operated, Laguna Beach reverse mortgage lender who puts our client's satisfaction as our #1 priority! We provide our clients with the information needed to empower them to be able to make the right financial decisions for their family.
Why Choose Us In Laguna Beach?
What we, at Green Monarch, pride ourselves on most a reverse mortgage lender in Laguna Beach CA, is that our level of customer support is unmatched in the industry. Our reverse mortgage company is a tight-nit family operated reverse mortgage company located locally in San Clemente. Because we are not a big branch we don't require as many fees as some of the big banks and branches. This allows us to give you great rates on your loan as well as offer personalized one on one assistance, giving you the confidence to make the best possible financial decisions for your family.
Whether you're new to the world of reverse mortgages or looking to refinance a current loan for a better rate and you would like to work with a reverse mortgage company in Laguna Beach that will handle you and your loan with the respect, the car and support you deserve, simply give us a call at 800-345-2041 or us this link to schedule a free consultation.
Retirement Equity Planning
In Retirement, the difference between Good and Great is just a click away!
Today’s economy is forcing many homeowners to rethink their retirement plans. Gone are the days when people could rely on social security and pensions alone. Luckily there are ways to convert home equity into an additional stream of income all while allowing homeowners to stay in their homes forever.
Let one of our loan specialists share with you the secrets to winning the four L’s of financial freedom…. Lifestyle, Legacy, Liquidity and Longevity.
Using the equity in your home correctly can create the opportunity to enjoy a fun and happy life with less financial worry. Call us today to learn how a Reverse Mortgage could be your solution for creating an enjoyable future!
Compare the Major Differences between Options & Find the Best Solution for You!
A Laguna Beach reverse mortgage is a loan that allows elderly homeowners, 62 and over to borrow money using their home as security for the loan. A reverse mortgage is a way to help create a financial solution and add flexibility to retirement plans.
How The Process Works
1. Education
Talk to one of our Green Monarch reverse mortgage lenders in Laguna Beach CA, to learn if a Reverse Mortgage is right for you.
2. HUD Counseling
Government requires everyone who applies for a Reverse Mortgage to do a quick, 30 minute, HUD approved counseling session, performed by an unbiased third-party agency.
3. Application Process
Once counseling is completed we will set up a time to meet so we can go over your loan application and provide you with some of the required documents.
4. Receive Funding
Once everything is complete you will receive your money in the payment form you have chosen.
Frequently Asked Questions
Reverse Mortgages are a financial solution which add flexibility to retirement plans. So, if you were to get a reverse mortgage loan in Laguna Beach, CA, it can be utilized as a safe and strategic option to help meet your needs and improve your lifestyle.
The Reverse Mortgage has no expiration date. The homeowner decides on how long to keep it.
There are no mandated monthly payments BUT you can make them and some of my clients do.
A Reverse Mortgage is a mortgage, it is qualified for by age, equity, and financial assessment. So, yes, you can refinance a reverse mortgage in Laguna Beach and if have a jumbo reverse mortgage in Laguna Beach CA, you can refinance it too.
We have refinanced many reverse mortgages previously with another lender. So, yes, you can choose to refinance your jumbo reverse mortgage in Laguna Beach with a different lender than your current one.
100%
Stay in your home! Pay taxes & insurance and enjoy the rest of your life in your home.
0.
End your monthly mortgage payments going out. Instead, deposit money in your account.
How a Reverse Mortgage can work for you!
The best way to calculate reverse mortgages in Laguna Beach is to fully understand how and why the loan can benefit you, not just the numbers. These days people are living longer than ever and enjoying decades of life in retirement. With most people’s net worth tied up in their home equity, It is becoming more and more common for homeowners to consider a home mortgage payment to bring in more cash flow to enjoy their retirement years to the fullest!
Developing a strategic plan for the decades to come can not only help pay for expenses like health care costs, home improvement projects or helping family members, but can also open up opportunities for fun & entertainment, for travel, or even to purchase an expensive “toy” you’ve been waiting your whole life to acquire! Explore the possibilities of a Reverse Mortgage today!
The promotion of the reverse mortgage calculator in Laguna Beach, Orange County and throughout all of California, has been overkill in the lending industry. All you are basically doing is giving your info out which goes on a marketing list, which results with endless emails, text messages and piles of flyers and brochures in your mailbox about California reverse mortgages loans and companies in Laguna Beach. As far as the reverse mortgage calculator, we feel it does more harm than good.
There are over 50 different California reverse mortgage loan options. Each individual and family have their own different personal situations and circumstances as well. Every loan is not going to be the right answer for all. The only way to really get to know you the homeowner and find the right reverse mortgage in Laguna Beach available for your wants and needs is to have an actual conversation. The owner of Green Monarch has a very in depth reason he is sharing about why he pulled the
California reverse mortgage calculator off the site and about why the reverse mortgage calculator does not work.
With Green Monarch Mortgage, you can refinance a reverse mortgage in Laguna Beach CA and do it with zero closing costs.
Since we are not just a branch of another lender, not a bank, or one of the huge mortgage companies carrying large overhead, we have the ability to the give the lowest reverse mortgage rates in Laguna Beach with no out of pocket costs in the process.
A big advantage we have as a reverse mortgage company in Orange County, which we pass on to our customers, we have access to all of the reverse mortgage programs in California (over 50 different reverse mortgage loan options).
Many lenders only offer programs available from their corporate headquarters and do not even discuss other plans or options. What if there is a much better reverse mortgage loan available right now, but you have no idea about it because your current lender does not provide it? Who knows how much the lack of knowledge cost you?
In most cases, we can structure the new loan so there will be no out of pocket money, no hidden or closing costs to refinance a reverse mortgage in Laguna California with Green Monarch. You can refinance jumbo reverse mortgages in Laguna Beach CA as well.
If you would like to know more about the the best programs and rates available to refinance reverse mortgages in Laguna Beach, please give us a call at 800-345-2041 and we would be happy to assist you.
If you are looking for a top rated,
jumbo reverse mortgage lender to refinance your loan in Laguna Beach CA, look no further. We are a fully licensed and qualified
California jumbo reverse mortgage lending company.
There are not requirements to make monthly mortgage payments with jumbo reverse mortgage loans. Any cash received is always tax-free. Let your housing wealth help you create financial health.
You can refinance your Jumbo reverse Mortgage in Laguna Beach with any California mortgage company, however why not try us? We have access to every California jumbo reverse mortgage loan program, can offer the lowest rates, and do you jumbo reverse mortgage refi with zero closing costs.
We also believe that you will not find another jumbo reverse mortgage lending company in Laguna Beach who will work harder, give more effort and car more about taking the time to find the best jumbo loan program for you. Hopefully that is the type of people you want in your corner to help make retirement life as best as can be financially for you and your family.? Give us a call, we would love to speak with you.
Solutions that work, with a team that cares!
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California Department of Real Estate, Real Estate Broker #02126127 – NMLS# 2026203
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